About shopping loans
No interest installment loan
When purchasing a watch at the GINZA AXIS online shop or a physical store (GINZA AXIS), if you use a shopping loan installment payment plan, the interest fee will be 0% for up to 36 installments. This will reduce your monthly payment amount and allow you to purchase a watch at a great price. A special rate will be applied for payments of 36 or more installments.
- Some items, such as consignment items and new Rolexes, are not eligible for interest-free financing.
- Depending on the results of the credit company's screening, we may not be able to accept your order.
Interest-free shopping loan installment interest rate
This applies to contracts with "APLUS." Please ask our staff for details.
| Number of payments (times) | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3 | 6 | 10 | 12 | 15 | 18 | 20 | twenty four | 30 | 36 | |||
| Installment fee (%) | ||||||||||||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||
| Campaign interest rate (%) | ||||||||||||
| 0% for up to 36 times | ||||||||||||
| Number of payments (times) | |||||||
|---|---|---|---|---|---|---|---|
| 48 | 54 | 60 | 72 | 84 | 96 | 108 | 120 |
| Installment fee (%) | |||||||
| 4.92 | 6.12 | 7.32 | 9.72 | 12.12 | 14.52 | 16.92 | 19.32 |
| Real interest rate (%) | |||||||
| 2.37 | 2.62 | 2.82 | 3.1 | 3.3 | 3.44 | 3.54 | 3.62 |
| Number of payments (times) | Installment fee (%) | Campaign interest rate (%) |
|---|---|---|
| 3 | 0 | 0% for up to 36 times |
| 6 | 0 | |
| 10 | 0 | |
| 12 | 0 | |
| 15 | 0 | |
| 18 | 0 | |
| 20 | 0 | |
| twenty four | 0 | |
| 30 | 0 | |
| 36 | 0 | |
| 48 | 4.92 | 2.37 |
| 54 | 6.12 | 2.62 |
| 60 | 7.32 | 2.82 |
| 72 | 9.72 | 3.1 |
| 84 | 12.12 | 3.3 |
| 96 | 14.52 | 3.44 |
| 120 | 19.32 | 3.62 |
* If you wish to make payments in 36 or more installments, you will receive a special interest rate.
What is a shopping loan?
This is a payment method where you pay for the product in installments over a specified number of months without using a credit card. If you shop online, you can easily apply by entering your details online. There is no need to sign your name when applying, and the screening process is quick.
- No card required
- Installment payments
- Choose the number of payments you want (in our case)
- Apply online or in store
Steps for interest-free installment shopping loans (online shops)
- Select "Shopping Loan" as your payment method.
- The credit company will send you the URL for the application web page via email.
- Please click on the URL for the "Application Web Page" and enter the required information online.
- Once the credit company's screening has been approved, we will ship the product from our store.
*Please be careful to set your PC emails so that they are not treated as spam.
please note
- Some items, such as consignment items and new Rolexes, are not eligible for interest-free financing.
- Depending on the results of the credit company's screening, we may not be able to accept your order.