About shopping loans
Interest-free installment loan
If you purchase a watch at the GINZA AXIS online shop or physical store (GINZA AXIS) and use shopping loan installments, the interest fee will be 0% for up to 24 payments. You can purchase watches at a discounted price with lower monthly payments. We will apply the special rate more than 24 times.
- Some products, such as consignment items and new Rolex watches, are not eligible for interest-free loans.
- Depending on the credit company's review, we may not be able to accept your order.
Interest-free shopping loan installment interest rate
Signing a contract with “APLUS”aroundare eligible. Please contact the staff for details.
| Number of payments (times) | |||||||
|---|---|---|---|---|---|---|---|
| 3 | 6 | 10 | 12 | 15 | 18 | 20 | 24 |
| Installment fee (%) | |||||||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Campaign interest rate (%) | |||||||
| Flat rate 0% up to 24 times | |||||||
| Number of payments (times) | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 30 | 36 | 42 | 48 | 60 | 84 | 96 | 108 | 120 | |
| Installment fee (%) | |||||||||
| 1.2 | 2.4 | 3.6 | 4.8 | 7.2 | 12 | 14.4 | 16.8 | 19.2 | |
| Real interest rate (%) | |||||||||
| 4.56 | 4.57 | 4.57 | 4.57 | 4.55 | 4.51 | 4.48 | 4.46 | 4.43 | |
| Number of payments (times) | Installment fee (%) | Campaign interest rate (%) Actual interest rate after 30th installment (%) |
|---|---|---|
| 3 | 0 | Flat rate 0% up to 24 times |
| 6 | 0 | |
| 10 | 0 | |
| 12 | 0 | |
| 15 | 0 | |
| 18 | 0 | |
| 20 | 0 | |
| 24 | 0 | |
| 30 | 1.2 | 4.56 |
| 36 | 2.4 | 4.57 |
| 42 | 3.6 | 4.57 |
| 48 | 4.8 | 4.57 |
| 60 | 7.2 | 4.55 |
| 84 | 12 | 4.51 |
| 96 | 14.4 | 4.48 |
| 108 | 16.8 | 4.46 |
| 120 | 19.2 | 4.43 |
*If you wish to make more than 30 payments, you will receive a special interest rate.
What is a shopping loan?
This is a payment method that allows you to pay for products by paying in installments over a specified number of installments without using a credit card. For online shopping, you can easily apply by filling out the information online. It is a payment method that does not require a signature at the time of application and has a quick review process.
- No card required
- installment payment
- Selectable number of payments (*in our case)
- Apply online or at a physical store
Flow of installment interest-free shopping loan (online shop)
- Please select "Shopping Loan" as your payment method.
- The credit card company will send you the URL of the application web page via email.
- Please click on the URL for the "Application Web Page" and enter the necessary information online.
- Once the credit card company's review has been approved, we will ship the product from our store.
*Please be careful about setting your PC mail so that it is not treated as spam.
Please be careful
- Some products, such as new Rolex watches, are not eligible for interest-free loans.
- Depending on the credit company's review, we may not be able to accept your order.